Ram Financing near Saginaw, MI

Ready to get behind the wheel of a powerful and dependable Ram truck or cargo van? Whether you're hauling gear, tackling tough jobs, or cruising through Michigan's scenic roads, Schaefer & Bierlein Chrysler Dodge Jeep Ram FIAT is here to make your dream a reality. Located near Saginaw, Michigan, our dealership is your one-stop destination for unbeatable Ram financing options, a wide selection of vehicles, and a team that's as driven as you are to find the perfect fit.

Why Choose a Ram Truck?

Ram trucks are known for their durability, power, and innovative features, making them a top choice for drivers in the Saginaw area. Whether you need a workhorse like the Ram 1500, a heavy-duty champion like the Ram 2500, or a powerhouse like the Ram 3500, these vehicles are designed to handle everything from tough jobs to weekend adventures. At Schaefer & Bierlein, we stock a wide range of new and used Ram models, ensuring you'll find the perfect truck for your lifestyle and budget. If you own a local Saginaw area business, be sure to ask us about the Ram ProMaster cargo van and available upfitting options! No matter what your needs are, our team is hear to help you find a vehicle that checks all your boxes.


Finance Department
 

The Basic Components of an Auto Loan from Schaefer & Bierlein CDJRF

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.

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Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Flexible Financing Options for Every Budget

Financing a new or pre-owned Ram vehicle shouldn't be stressful, and at Schaefer & Bierlein, we make it easy. Our finance experts work with trusted lenders to offer competitive rates and flexible terms, so you can drive away in a new truck or cargo van without breaking the bank. Whether you're looking to purchase or lease, we'll guide you through the process and help you choose the best option for your financial situation.

Special Financing Offers:
We regularly provide special financing offers and incentives to make your Ram purchase even more affordable. Be sure to ask about our current promotions, including low-interest rates, cashback deals, and exclusive lease offers.

Credit Assistance:
No matter your credit history, our finance team is here to help. We work with individuals from all financial backgrounds and strive to secure financing that fits your needs. Start your journey today by filling out our secure online credit application.

Why Schaefer & Bierlein is the Trusted Choice

Located just a short drive from Saginaw, Schaefer & Bierlein CDJRF is committed to providing exceptional service. Here's what sets us apart:

  • Extensive Inventory: Explore a vast selection of new and used Ram vehicles, ensuring you find the perfect match for your needs.
  • Transparent Pricing: No hidden fees or surprises-just honest, upfront pricing on every vehicle.
  • Customer-Centric Approach: Our team goes above and beyond to ensure your satisfaction, from the moment you step into our dealership to when you drive off the lot.
  • The Nation's Oldest Car Dealer: We've proudly served the Saginaw community since 1852 and look forward to helping you as well.

Convenient Tools for a Seamless Experience

We understand that your time is valuable, which is why we offer convenient online tools to streamline your Ram financing process:

  • Payment Calculator: Estimate your monthly payments and find a truck that fits your budget.
  • Trade-In Appraisal: Get a fair market value for your current vehicle and use it as a down payment.
  • Online Credit Application: Save time at the dealership by getting pre-approved from the comfort of your home.
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Visit Us Today

If you're ready to upgrade your ride with a new Ram truck or van, visit Schaefer & Bierlein Chrysler Dodge Jeep Ram FIAT. Our friendly team is here to answer all your questions, show you our inventory, and help you secure Ram financing that works for you. Contact us today or schedule a visit to explore your options and take a test drive. Schaefer & Bierlein is your trusted dealership for Ram financing near Saginaw, MI, making it easy to drive home in the vehicle you've always wanted! 


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